Funding Solutions

Libiano Partners proudly serves clients across Connecticut and the greater Southern New England region.

Our Process

How we can help

  • Government-backed loans designed to help small businesses access capital with lower down payments, longer repayment terms, and competitive interest rates. Ideal for:

    • Business acquisition or expansion

    • Equipment purchases

    • Working capital

  • Loans specifically for purchasing new or used equipment. Spread payments over time while keeping your business operational, preserving cash flow, and upgrading essential tools.

    • New Equipment Loans: Finance brand-new equipment to boost efficiency and capacity.

    • Used Equipment Loans: Affordable funding for pre-owned machinery.

    • Equipment Leasing Options: Use equipment with minimal upfront costs and the option to purchase later.

    • Asset-Based Lending: Leverage existing equipment as collateral to free up cash flow for other business needs.

  • Financing for commercial property purchases, renovations, or expansions. Supports owner-occupied and investment properties, helping businesses grow their physical footprint strategically.

    • Fix & Flip Loans: Short-term funding for purchasing and renovating properties to sell for profit.

    • Rental Property Loans: Acquire residential or commercial rental properties for long-term investment.

    • Short Term / Bridge Financing: Temporary funding to bridge the gap between purchase and permanent financing.

    • Construction & Development Loans: Support new construction projects or ground-up development.

    • DSCR Loans: Loans based on property cash flow rather than personal income, ideal for real estate investors.

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Funding Requirements & Industries

  • We support businesses at nearly every stage:

    • Startups and early-stage companies (1–3 months in business under the same ownership)

    • Established businesses generating $17K+ in monthly revenue (~$200K annually)

    • Companies with 3–5 W-2 employees

    • Business owners with bad credit, no credit, or past tax liens

    • U.S.-based businesses and U.S. entities in Canada or international markets

    Even if you’ve been told “no” elsewhere, we can often find a solution.

  • While every lender is different, most of our partners look for:

    • 1–3 months in business

    • Recent business bank statements (1–3 months)

    • $17,000+ in monthly revenue

    • 3–5 W-2 employees

    • Credit score flexibility (some require 575+, others have no minimum)

    • Businesses located in the USA or Canada

    Funding can be used to expand your business, increase working capital, or pay off high-cost loans.

  • Hospitality & Retail

    • Restaurants, bars, caterers, bakeries

    • Liquor & wine stores

    • Hotels, motels, inns

    • Salons & spas

    • Auto repair & service centers

    • Many other retailers

    Healthcare & Professional Services

    • Doctors, dentists, orthodontists, chiropractors

    • Consulting, janitorial, and professional service firms

    • IT providers, hardware/software resellers, cybersecurity firms

    B2B / Commercial

    • Businesses with commercial accounts receivable

    • Government contractors (prime & subcontractors)

    • Temporary staffing firms

    • Transportation and trucking companies

    • Manufacturing & distribution businesses

Disclaimer: Libiano Partners LLC is an independent business funding resource, not a direct lender or financial advisor. Our role is to provide expert pre-qualification support, personalized funding guidance, and direct access to vetted lending partners. While we cannot guarantee approval, our process is designed to help business owners present the strongest possible profile for funding success.