Terms of Service.

Last Updated: September 4, 2025

Welcome to Libiano Partners. By using our website (www.libianopartners.com) and services, you agree to the following Terms of Service. Please read them carefully.

1. Our Role

Libiano Partners is not a lender or financial institution. We do not make loans or credit decisions. Instead, we act as a referral and consulting service that connects clients with third-party lenders and financing partners who may be able to provide funding.

Any loan terms, approvals, or funding decisions are made solely by the lender.

2. Eligibility

By using our services, you represent and warrant that:

  • You are at least 18 years old.

  • You are using our services for business or investment purposes, not for personal or consumer loans.

  • You will provide accurate, complete, and current information in all intake forms or communications.

3. No Guarantees of Funding

Submitting an intake form or working with Libiano Partners does not guarantee loan approval or funding. Each lender has its own criteria, and approval is at their discretion.

4. Client Responsibilities

To proceed with any funding opportunities, you agree to:

  • Provide truthful and complete information.

  • Supply required documentation in a timely manner.

  • Communicate openly with Libiano Partners and any referred lenders.

5. Limitation of Liability

Libiano Partners is not responsible for:

  • The actions, decisions, or terms of any third-party lender.

  • Any fees, interest rates, or loan terms you agree to with a lender.

  • Any damages or losses resulting from your use of our website, services, or third-party lenders.

Your relationship and agreements with lenders are solely between you and the lender.

6. Finder’s Fee Program

If you participate in our Finder’s Fee Program, details of compensation will be provided separately. All payments are contingent upon successful funding and may be adjusted depending on the commission structures of lending partners.

7. Privacy

We respect your privacy. Information you provide is shared only with lenders as necessary to facilitate potential funding opportunities. For more details, please see our Privacy Policy.

8. Changes to These Terms

We may update these Terms of Service from time to time. Updates will be posted on this page with a revised “Last Updated” date.

9. Contact Us

If you have questions about these Terms of Service, please contact us at: john.francis@libianopartners.com