FAQs

We are a financing connector: we help business owners and entrepreneurs find fast, flexible funding options suited to their needs. That includes business loans, equipment financing, real estate financing, and more.

• We review your business goals and funding needs.

• Recommend suitable loan / financing types.

• Connect you with lenders who are a good fit.

• Guide you through the process—from documents to timelines—ensuring clarity.

We connect you to lenders specializing in:

• Business Loans — working capital, SBA loans, business lines of credit, etc.

• Equipment Financing — financing machinery, vehicles, tools (both new & used) for many industries (construction / manufacturing / etc.).

• Real Estate Loans — including fix & flip, construction & development, and bridge loans for short-term needs.

While each lender has specific criteria, we generally assist:

• Entrepreneurs who are starting or growing a business.

• Established business owners needing capital for expansion, operations, cash flow, or investments.

• Projects in real estate (commercial & residential), equipment purchase, etc.

Timelines depend on the type of financing, lender requirements, documentation, and other variables. In general:

• Once you complete the intake form, we’ll review your goals quickly.

• Then we match with lenders and submit paperwork.

• Approvals and funding might take from a few days to several weeks, depending on complexity (e.g. commercial real estate takes longer than small equipment financing).

While requirements vary by lender, common documents include:

• Financial statements (profit & loss, balance sheet)

• Tax returns

• Business registration / legal documents

• Details about the project or assets (for real estate or equipment loans)

• Credit history / credit scores

We’ll guide you through what is needed for your particular situation.

There is no cost to fill out our intake form or to speak with someone from Libiano Partners. Our goal is to understand your needs and guide you toward the right funding options.

While fees and interest rates come directly from the lenders, we help you clearly understand:

• All costs associated with each lending option

• Any origination fees, interest rates, or prepayment penalties

• What you will owe and when—so there are no surprises

No obligation to accept a financing option. We aim to present you with choices; you decide what works best. Any cost or fee depends on the terms of the lender you choose.

Yes. Even if you haven’t qualified in the past, Libiano Partners still works with many lenders that have varying criteria. We can help identify options you might not have considered.

• Transparency: you’ll always know where you stand, what your options are, and what the next steps are.

• Personal guidance: from the moment you share your goals to finalizing financing, we guide you so nothing gets missed.

• Flexible sourcing: because we work with multiple lending partners, we can find different financing options (business, equipment, real estate) that match your needs.

Libiano Partners does not charge clients any upfront fees to apply or speak with us. Our compensation typically comes from the lenders we partner with, once a financing option is successfully secured.

This means:

• You don’t pay us directly for our guidance.

• Our goal is to match you with the best funding option for your situation.

• We only succeed when you succeed in securing financing.

No — Libiano Partners is not a direct lender or financial advisor. The company acts as an independent business funding resource, helping entrepreneurs and business owners connect with vetted lending partners.

Through pre-qualification support, funding guidance, and lender introductions, applicants can strengthen their chances of approval. While funding is not guaranteed, the process is designed to help businesses present their strongest possible profile for success.

You can begin by filling out our intake form on the website. That helps us understand your business, your goals, and the financial profile so we can match you with the right lenders.