Understanding Your Business Funding Options: Loans, Lines of Credit, and Equipment Financing

Navigating business financing can feel complicated, but knowing your options is the first step to getting the funding you need. At Libiano Partners, we connect business owners and investors with lenders who specialize in tailored financing solutions. Here’s a breakdown of the most common funding types we help our clients access.

1. Business Loans
Business loans are ideal for working capital, expanding operations, or investing in growth. Depending on your business needs, you may qualify for:

  • SBA Loans – Government-backed loans with competitive rates and flexible repayment terms.

  • Business Lines of Credit – Access funds as needed, ideal for managing cash flow or covering unexpected expenses.

  • Term Loans – Lump-sum funding repaid over a set period, great for larger investments or expansion projects.

2. Equipment Financing
Whether you’re in construction, manufacturing, or service industries, equipment financing helps you acquire new or used machinery, vehicles, or tools without depleting cash reserves. Financing is structured to match the useful life of the equipment, making it manageable and predictable.

3. Real Estate Loans
For investors looking to grow their portfolios, real estate loans can include:

  • Fix-and-Flip Financing – Short-term funding to purchase, renovate, and resell properties.

  • Rental Property Loans – Long-term funding to acquire investment properties for rental income.

  • Commercial Mortgages – Financing for office buildings, retail spaces, or other commercial properties.

  • Bridge Loans – Short-term loans to cover gaps between transactions or fund urgent projects.

How Libiano Partners Helps
Our team evaluates your goals and matches you with lenders who are most likely to fund your project. We guide you through the process, from understanding what documents are needed to ensuring you stay on track for approval.

Take Action
Understanding your funding options is the first step toward securing the capital your business or investment needs. If you’re ready to explore your options, fill out our intake form today and let us connect you with the right lender.

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